The technological advancements in Internet speeds, increased computing power and smart phones have pushed the rise of new digital methods supporting mobile person-to-person (P2P) payments. Despite the growing interest in these new methods, we be-lieve that, to fully enable this increasing rise of digital wallets, there is the need for tools helping a person in judging the risk of a money transfer. For this purpose, this paper aims at exploiting social net-work connections. This is achieved by making pay-ers/payees able to state their trust preferences with respect to the potential payees/payers. Trust pref-erence evaluation requires to find social connections between a payer and a payee across, possible, differ-ent social network realms. We therefore propose a light cryptography protocol, specifically targeted to mobile P2P payments, that besides providing good performance, ensures user information privacy.

SmartPay: A Lightweight Protocol to Enforce Trust Preferences in Mobile Person-to-Person Payments

CARMINATI, BARBARA;FERRARI, ELENA;
2013-01-01

Abstract

The technological advancements in Internet speeds, increased computing power and smart phones have pushed the rise of new digital methods supporting mobile person-to-person (P2P) payments. Despite the growing interest in these new methods, we be-lieve that, to fully enable this increasing rise of digital wallets, there is the need for tools helping a person in judging the risk of a money transfer. For this purpose, this paper aims at exploiting social net-work connections. This is achieved by making pay-ers/payees able to state their trust preferences with respect to the potential payees/payers. Trust pref-erence evaluation requires to find social connections between a payer and a payee across, possible, differ-ent social network realms. We therefore propose a light cryptography protocol, specifically targeted to mobile P2P payments, that besides providing good performance, ensures user information privacy.
2013
Carminati, Barbara; Ferrari, Elena; Tran, H. N.
File in questo prodotto:
Non ci sono file associati a questo prodotto.

I documenti in IRIS sono protetti da copyright e tutti i diritti sono riservati, salvo diversa indicazione.

Utilizza questo identificativo per citare o creare un link a questo documento: https://hdl.handle.net/11383/1851520
 Attenzione

L'Ateneo sottopone a validazione solo i file PDF allegati

Citazioni
  • ???jsp.display-item.citation.pmc??? ND
  • Scopus ND
  • ???jsp.display-item.citation.isi??? ND
social impact